Terms & Conditions

1. Terms of use

These terms of use (together with the documents referred to in them) tell you the terms on which you may make use of our website www.softic.com and any of its sub domains (“our Website“).

Our Website is operated by SOFTIC Limited (“SOFTIC”, “we“, “us” or “our“). We are registered in Hungary, with a formation number 01-09-731477, address: 1093 Budapest, Károly utca 131., Hungary.

These terms of use apply whether you are using our Website as a guest or as an account holder (a “member“). Use of our Website includes accessing, browsing, opening an account with us and completing our sign-up procedures to our satisfaction.

Please carefully review these terms of use before you start using our website, as they will govern your use of the site. We recommend that you print a copy of these terms for future reference. By using our website, you confirm that you accept and agree to comply with these terms of use and all applicable laws and regulations. If you do not agree to these terms of use, please refrain from using our website.

If you are using our website on behalf of an organization, as an employee, officer, agent or other contractor, your organization will be responsible for ensuring that you and anyone else who uses our website on behalf of the organization complies with these terms of use. You confirm that you have the authority to accept such responsibility on behalf of your organization.

2. Other applicable terms

These terms of use refer to our Privacy Policy available at www.softic.com/privacy-policy.

3. Change to these terms and our website

We reserve the right to change these terms of use at any time and the revised version will be posted on this page. Therefore, we recommend that you check this page regularly before using our website in order to ensure that you are aware of any changes, as they will be legally binding.

We may make updates to our website and change its content at any time. However, please note that some of the content on our website may be outdated at any given time, and we are not obligated to update it.

4. Accessing our website

Our Website is made available free of charge.

We reserve the right to restrict access to some parts of our Website to members and to only deliver our services to members.

Please note that we cannot guarantee that our Website or any of its content, or our services, will always be available without interruption or free from errors. You may access our Website on a temporary basis, and we may withdraw, suspend, discontinue, change, or restrict access to all or any part of our Website at any time and without prior notice. We will not be held liable if all or any part of our Website is unavailable for any period or at any time. It is your responsibility to make all necessary arrangements to have access to our Website, and to ensure that anyone who accesses our Website through your internet connection is aware of these terms of use and other relevant terms and conditions, and that they comply with them.

5. Intellectual property rights

We, either as the owner or the licensee, hold all the intellectual property rights of our Website and services, including the material published on it and the software and programming behind it. Copyright laws and treaties around the world protect these works, and all such rights are reserved.

You are allowed to print one copy and download extracts of any page(s) from our Website only for your personal use. You may also draw the attention of others within your organisation to the content posted on our Website.

You must not:

• modify or copy the paper or digital copies of any materials you have printed off or downloaded in any way;
• use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text;
• attempt to decompile or reverse engineer any software contained on our Website;
• remove any copyright or other proprietary notations from the materials;
• use any part of the content on our Website for commercial purposes without obtaining a licence to do so from us or our licensors; or
• transfer the materials to another person or copy (in whole or part) the materials on any other site or server.

Our status (and that of any identified contributors) as the authors of content on our Website must always be acknowledged.

If you print off, copy or download any part of our Website in breach of these terms of use, your right to use our Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

6. Reliance on information

While we strive to keep the information on our website up-to-date, we cannot guarantee that the content is accurate, complete or current. Neither us nor our service providers offer any express or implied warranty that:

• our website will meet your expectations;
• your use of our website will be uninterrupted, timely, or error-free;
• the results you obtain by using our website will be accurate or reliable;
• the quality of any products, services, information, or other material purchased or obtained through our website will meet your expectations; or
• any errors in our technology will be corrected.

You assume all risks associated with downloading or obtaining any material through the use of our website, and you are solely responsible for any damage to your computer system or loss of data that results from the download of any such material. Any advice or information, whether oral or written, obtained by you from us or from any of our service providers through or from our website will not create any warranty or guarantee not expressly stated in these terms.

7. Limitation on our liability

Please note that nothing in these terms of use can limit or exclude our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation or any other liability that cannot be excluded or limited by the law of Hungary.

However, to the extent permitted by law, we exclude all conditions, warranties, representations or other terms that may apply to our Website or any content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty or otherwise, even if foreseeable, arising under or in connection with your use of, or inability to use, our Website or your reliance on any content on our Website.

We will not be liable to you for:

• loss of profits, sales, business, or revenue;
• business interruption;
• loss of anticipated savings;
• loss of business opportunity, goodwill or reputation; or
• any indirect or consequential loss or damage.

The transmission of information via the internet is not completely secure. Although we will do our best to protect any data that we hold or process about you or your accounts, we cannot guarantee the security of your data transmitted via our Website; any transmission is at your own risk.

8. Offer and advice

Please note that by accessing the content on our website, no contractual relationship is established between you and us, unless explicitly stated otherwise. None of the content provided on our website constitutes an offer that can be accepted by you, unless we have specifically declared it as such. Our digital platform does not provide or make any offers to buy or sell financial instruments or products, such as funds or securities.

Please keep in mind that none of the content provided on our website is intended to offer investment, legal, or tax advice. In particular, when it comes to financial instruments, the content provided should not be interpreted as advice for purchasing or selling individual investments or as investment recommendations in general.

Please be aware that investing always carries a degree of risk, and that all financial products and instruments are subject to a range of risks. It is your responsibility to ensure that all the content, information, services, and products on our website are appropriate for your individual financial, legal, or tax situation, and that you consult a professional advisor if you are unsure about the implications of any of these matters.

9. Prohibited uses

Please note that the use of our website is strictly prohibited for any illegal or malicious activities, or activities that we deem improper for any reason whatsoever in our sole judgement. This includes, but is not limited to, the laundering of proceeds from any unlawful activity, financing of terrorism, commission of fraud or market manipulation, or any attempt to harass or make disparaging comments to any user of our website. We reserve the right to take any preventative or corrective actions to protect ourselves and our users from any such activities.

While using our Website, you may not (a) impersonate any person or entity, falsely state or otherwise misrepresent your affiliation with any person or entity, or use or provide any fraudulent, misleading or inaccurate information; (b) defame, abuse, harass, stalk, intimidate, bully, threaten or otherwise violate the rights of others, including without limitation others' privacy rights or rights of publicity; (c) access or use (or attempt to access or use) another user's account without permission, or solicit another user's login information; (d) transmit any software or materials that contain any viruses, worms, trojan horses, logic bombs, defects, or other items of a malicious or destructive nature; (e) modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of our Website; (f) “frame” or “mirror” any portion of our Website; (g) use any robot, spider, site search/retrieval application or other manual or automatic device or process to retrieve, index, “data mine” or in any way reproduce or circumvent the navigational structure or presentation of our Website; (h) harvest or collect information about or from other users of our Website; (i) use our Website for any illegal activity; (j) probe, scan or test the vulnerability of our Website, or breach the security or authentication measures within our Website or take any action that imposes an unreasonable or disproportionately large load on the infrastructure of any of our Website, such as a denial of service attack; (k) send or otherwise post unauthorized commercial communications (such as spam); (l) engage in unlawful multi-level marketing, such as a pyramid scheme; (m) post content that is hateful, threatening or pornographic, incites violence, or contains nudity or graphic or gratuitous violence; (n) access or use any portion of the content on any part of our Website if you are one of our direct or indirect competitors, or provide, disclose or transmit any portion of the content on any of our Website to any of our direct or indirect competitors; (o) use or distribute any of the content on any of our Website, including content that has been verified or confirmed by you or anyone else, to directly or indirectly create or contribute to the development of any database or product; or (p) facilitate or encourage any violations of this section.

10. Linking to our website

You are permitted to link to our home page, but you must do so in a manner that is both fair and legal, and that does not harm our reputation or take advantage of it. We reserve the right to withdraw permission to link without notice.

Please avoid establishing a link in such a way that it suggests any kind of association, approval, or endorsement from us, where none exists. Furthermore, you should not create a link to our website on any website that you do not own.

Additionally, please note that our website may not be framed on any other website, and you are only allowed to link to our home page.

11. Third party links and resources on our website

When browsing our website, you may come across links to other sites and resources provided by third parties. Please note that these links are only meant for your information and convenience. We have no control over the contents of those external sites or resources and, therefore, cannot take any responsibility for their content. Please be aware that these links should not be considered as an endorsement by us of those linked sites. We will not be liable for any loss or damage that may result from your use of them.

12. Applicable law

These terms of use are governed by Hungarian law. You and we both agree that the courts of Hungary will have non-exclusive jurisdiction to deal with any disputes arising in relation to your use of our Website.

13. Contacting us

If you have any questions or comments on this policy you can contact us at info@softic.com.